Insurer and investor disclosure

Insurance and annuity products are issued by the following Voya insurance companies. All guarantees are based on the financial strength and claims paying ability of the issuing insurance company, who is solely responsible for all obligations under its policies.

• ReliaStar Life Insurance Company^1,2
• ReliaStar Life Insurance Company of New York²
• Voya Retirement Insurance and Annuity Company^1,2

For additional information about the Voya life insurance companies listed above (including addresses, NAIC number, state of incorporation and license status) please visit our Insurance Company Information page.

¹ Variable annuity products are distributed by Voya Financial Partners, LLC, (member SIPC), One Orange Way, Windsor, CT 06095-4774.

² Voya sold its individual life and legacy non-retirement annuity business to Resolution Life in 2021. SLD America, Equities, Inc., member FINRA, serves as the principal underwriter and distributor for the variable products. SLD American Equities is located at 1475 Dunwoody Drive, West Chester, PA 19380.

Mutual Funds:

Mutual Funds are offered by Voya Investments Distributor, LLC, member FINRA/SIPC, One Orange Way, Windsor, CT 06095-4774

Variable insurance products and mutual funds are sold by prospectus only. Before investing, carefully consider the investment objectives, risks, and charges and expenses of mutual funds and variable insurance products and their underlying variable investment options. This and other information is contained in the prospectuses for mutual funds and variable insurance products and the underlying variable investment options. Obtain these prospectuses from your agent/registered representative or contact the appropriate distributor listed above. You should read the prospectus carefully before investing.