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Employer Workplace Benefits & Savings Solutions

Workplace Benefits & Retirement Solutions for Employers

Choose the solutions that fit your organization, from retirement to health account solutions

We understand the challenges employers face and how much the optimal guidance can matter. See how our benefits and retirement solutions can help your employees become well planned, well invested and well protected.

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Workplace Savings & Retirement

Select from retirement plans that help prepare employees for tomorrow: 401(k), 403(b), 457 and nonqualified plans.
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Group Employee Benefits

Complement your employee benefits package: supplemental health, life, disability income and leave management.
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Health Account Solutions

Offer eligible employees tax-advantaged ways to save for healthcare and commuting: HSAs, FSAs and HRAs.
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Investment Management

Access solutions across fixed income, equity and multi-asset platforms, including private markets and alternatives.
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A trusted leader in retirement and workplace benefits

#1
brand
Associated with retirement1
+10
million
Retirement plan participants2
45
thousand
Approximate number of U.S. employer clients2
+90
years
Providing group benefits3

Helping every benefits dollar go further

Voya brings together workplace savings, supplemental benefits and tax-advantaged health solutions to help you make the most of your benefits investment. We support employee engagement, financial well-being and improved outcomes for your organization and your workforce.

  • Customize solutions to fit your people and your budget. Offer the benefits your employees value most and adjust as your workforce changes. 
  • Guide employees through every life stage. Personalized guidance can help employees understand, value and use their benefits, from open enrollment to retirement.
  • Help improve health and financial outcomes. Informed employees have the opportunity to realize greater value from their benefits spend and plan with increased financial confidence.

     

HR and Benefits Leaders — Let’s Connect

Tell us what matters most to your organization, and we’ll walk you through retirement, supplemental insurance and health account options that fit your needs. 

 

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Insights and resources for employers

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Voya Insights Blog

Timely news and articles covering topics such as HSAs, regulatory updates, cybersecurity, emergency savings and more!
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Behavioral Finance Insights

Helping Americans save for retirement by merging behavioral finance with the speed and scale of the digital world.
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Employer FAQs: Workplace Benefits, Retirement and Savings

Have questions about workplace benefits and retirement solutions? Here are some common questions employers ask us.

Voya offers a suite of configurable workplace benefits solutions designed for your unique workplace, from a workplace retirement plan to supplemental health insurance, health savings accounts and investment management. Backed by a half-century of experience in retirement services and 90-plus years in the employee benefits market, we can help you design an employer benefits package that fits your situation, whether you choose one solution or all of them.

Every workforce is different, and we’re as flexible as your employees are diverse. Whether you're looking to offer an employer sponsored retirement plan, build a broader employer benefits package or add health savings account options, our team can help you assess your needs and configure a program that fits. We can help support your efforts to boost employee engagement, simplify experiences and improve outcomes.

Yes. 401(k) for employers is part of our Retirement & Savings solutions. We offer tailored 401(k), 401(a), 403(b), 457 and nonqualified plans designed to help your employees on their journey to and through retirement. If you’re setting up your first employer 401(k) plan or considering a change from another provider, we make the process straightforward with flexible plan design, fiduciary support and a dedicated plan management team. Contact us to discuss your specific needs.

Employers can consolidate their workplace benefits with us as a single workplace benefits vendor, offering retirement, group employee benefits, health account solutions and investment management. We can help employees get their health and financial goals in sync through a hyper-personalized decision support platform. That said, our workplace benefits solutions are configurable: You can choose one or all, and we can even integrate with outside solutions if needed.

When comparing retirement plan providers and 401(k) companies, consider the participant experience, fiduciary support, investment options, fees and the educational resources available to your employees. Voya delivers on each, with flexible plan design, a dedicated plan management team and personalized guidance that helps employees become well planned, well invested and well protected. Talk to us to see how we fit your organization’s size and goals.

As a workplace benefits vendor, Voya cuts the confusing jargon to give employees personalized guidance and support. We offer a digital experience with easy-to-use planning tools, a dedicated plan management team for employers and resources like myVoyage, a personalized financial-guidance decision support platform. We also help you consistently measure the retirement readiness of every employee.

Yes. Voya serves organizations from startups to mega corporations, including approximately 45,000 U.S. employers across corporate, government, healthcare, higher education, K-12 and 501(c)(3) nonprofits. Our workplace benefits solutions scale with your organization, so you can start with a 401(k) for employers and expand your employer benefits package over time. For tax-exempt organizations, we offer specialized options including 403(b) plans and have extensive experience helping meet fiduciary obligations.

1 Morning Consult, Voya Consumer Brand Tracking Study, A45-64, HHI $100K+, Jan. 1, 2025–Dec. 28, 2025.

2 Data per Voya Financial Inc. as of 6/30/26.

3Internal data as of 11/6/2026.

 

Voya Financial and its affiliated companies (collectively, “Voya”) are making available to you the Personalized Enrollment Guidance tool offered by SAVVI Financial LLC. (“SAVVI”). Voya has a financial ownership interest in SAVVI, including representation on SAVVI’s board of directors, and also maintains business relationships with SAVVI that create an incentive for Voya to promote SAVVI’s products and services and for SAVVI to promote Voya’s products and services. Please access and read SAVVI's Firm Brochure. It contains general information about SAVVI’s business, including conflicts of interest.

IMPORTANT: The projections or other outputs of Personalized Enrollment Guidance regarding the likelihood of various health costs and spending, and investment outcomes are hypothetical in nature. They do not reflect actual health costs and spending or investment results and are not guarantees of future results. Personalized Enrollment Guidance does not provide tax advice.

The Personalized Enrollment Guidance tool provides information and options for you to consider in making healthcare, health savings, emergency savings, and retirement savings choices. Those choices are solely up to you to make. Personalized Enrollment Guidance is not intended to serve as financial advice. None of SAVVI, Voya, nor WEX Health acts in a fiduciary capacity in providing Personalized Enrollment Guidance or other services to you; any such fiduciary capacity is explicitly disclaimed.

Products and services offered through the Voya® family of companies.

Health Account Solutions, including Health Savings Accounts, Flexible Spending Accounts, Commuter Benefits, Health Reimbursement Arrangements, and COBRA Administration offered by Voya Benefits Company, LLC (in New York, doing business as Voya BC, LLC). Custodial services provided by Voya Institutional Trust Company.  

Not FDIC/NCUA/NCUSIF Insured I Not a Deposit of a Bank/Credit Union I May Lose Value I Not Bank/Credit Union Guaranteed I Not Insured by Any Federal Government Agency  

Insurance is issued by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (New York, NY). Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the Voya® family of companies. Voya Employee Benefits is a division of both companies. Form numbers, product availability and specific provisions may vary by state. 

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