Last updated December 9, 2019

 

 

Voya Financial Privacy Notice

Facts

WHAT DOES VOYA FINANCIAL DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balance
  • Assets and transaction or loss history
  • Investment experience and employment information

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Voya chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Voya share? Can you limit this sharing?
For our everyday business purposes – 
such as to process your transactions, maintain your account(s) and required records, respond to court orders and legal investigations, detect and prevent fraud, or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes –
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes –
information about your creditworthiness
No We don't share
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share

To limit our sharing

  • Call our toll-free number (855) 685-9519 – our menu will prompt you through your choice.

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call the telephone number listed on your statements and other correspondence or Contact Us.

Who we are

Who is providing this notice? This notice is provided by certain companies owned by Voya Financial, Inc. A list of these companies is provided at the end of this notice.

What do we do

How does Voya protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with state and federal law. These measures include computer safeguards and secured files and buildings.

How does Voya collect my personal information?

We collect your personal information, for example, when you

  • open an account or give us your contact information
  • apply for insurance or seek advice about your investments
  • tell us about your investment or retirement portfolio

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with the Voya name; financial companies such as Voya Retirement Insurance and Annuity Company; and nonfinancial companies such as Voya Services Company.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Voya does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Voya does not jointly market.

Other important information

See our Supplemental State-Specific Privacy Notice for additional information about the categories of personal information we collect and share, the individual rights granted under certain state laws, and how to exercise those rights.  Voya does not sell personal information. If you live in a state such as California or Vermont where the laws further restrict the sharing of your personal information, we will not share information we collect about you with nonaffiliates, unless the law allows, and we will limit sharing among our affiliates to the extent required by state law. If you are a participant in a retirement plan sponsored by your current or former employer, our contract with your plan sponsor may contain additional restrictions on the use or sharing of your personal information.

Voya affiliates

This notice is provided by: Midwestern United Life Insurance Company; Pen-Cal Administrators, Inc.; ReliaStar Life Insurance Company; ReliaStar Life Insurance Company of New York; Security Life Assignment Corporation; Security Life of Denver Insurance Company; Voya America Equities, Inc.; Voya Benefits Company, LLC; Voya Capital, LLC; Voya Financial, Inc.; Voya Financial Partners, LLC; Voya funds; Voya Funds Services, LLC; Voya Institutional Plan Services, LLC; Voya Institutional Trust Company; Voya Investments, LLC; Voya Investments Distributor, LLC; Voya Retirement Advisors, LLC; and Voya Retirement Insurance and Annuity Company.

View a PDF version of the Voya Financial Privacy Notice.

If you are a client of Voya Financial Advisors, Inc. view a PDF version of the Voya Financial Advisors Privacy Notice.

If you are a client of Venerable Insurance and Annuity Company view a PDF version of the Venerable Insurance and Annuity Company Privacy Notice.

If you are a client of Voya Investment Management, visit the Voya Investment Management Privacy Notice.

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Last updated December 9, 2019

Supplemental State-Specific Privacy Notice

This notice applies to individuals only as and to the extent required by state law.  You may live in a state that does not have an applicable law, or the law may contain exemptions that make this notice inapplicable to you.

DO NOT SELL

Voya does not sell personal information.

Categories of personal information we collect

The categories of personal information we collect depend on the product or service you have with us and may include your name, postal address, email address, Social Security number, driver's license number, passport number, professional or employment-related information and other financial information. If you visit our website, we may collect your Internet Protocol (IP) address, browsing history, search history and information regarding your interaction with our web sites, applications and advertisements.

Purposes for which we collect personal information

The business purposes for which we collect personal information include the provision of financial products and services (e.g. maintaining accounts, processing payments, servicing customers), auditing consumer interactions and transactions, detecting security incidents and preventing fraud, identifying and repairing errors that impair functionality, activities to verify or enhance the quality of services, and other internal uses permitted under applicable laws.

Third parties with which personal information is shared

All financial companies need to share personal information to run their everyday business. The categories of third parties with which Voya shares personal information include service providers, third party administrators, brokers, independent agents, plan sponsors, managing general agents, program administrators and affiliates. If you are a participant in a retirement plan sponsored by your current or former employer, our contract with your plan sponsor may contain additional restrictions on the use or sharing of your personal information.

Individual Rights

Right to deletion

Your right to request that Voya delete your personal information, unless it is necessary for us to retain it for a purpose permitted by law.

Right to disclosure

Your right to request that Voya disclose to you the following: (1) the categories of personal information we have collected about you, (2) the categories of sources from which the personal information is collected, (3) the business or commercial purpose for collecting the personal information, (4) the categories of third parties with which we share the personal information, and (5) the specific pieces of personal information we have collected about you.

Right to information about onward disclosures

Your right to request that Voya disclose to you the following: (1) the fact that we do not sell your personal information, and (2) the categories of your personal information that we have disclosed for a business purpose.

Right to prohibit sales

Your right to direct a business that sells personal information to third parties not to sell your personal information. Voya does not sell personal information.

Right to fair treatment

We may not discriminate against you for exercising any of your individual rights, such as by denying you products or services, charging you different prices or rates, or providing a different level or quality of products and services.

To Exercise Your Individual Rights

  • Call the telephone number listed on your statements and other correspondence or go to Contact Us.
  • Visit the Personal Data Requests section and follow the instructions to submit a request.

Voya Financial companies

Midwestern United Life Insurance Company; Pen-Cal Administrators, Inc.; ReliaStar Life Insurance Company; ReliaStar Life Insurance Company of New York; Security Life Assignment Corporation; Security Life of Denver Insurance Company; Voya Alternative Asset Management LLC; Voya America Equities, Inc.; Voya Benefits Company, LLC; Voya Capital, LLC; Voya Financial, Inc.; Voya Financial Advisors, Inc.; Voya Financial Partners, LLC; Voya funds; Voya Funds Services, LLC; Voya Institutional Plan Services, LLC; Voya Institutional Trust Company; Voya Investment Management, LLC; Voya Investment Management Co. LLC; Voya Investments, LLC; Voya Investments Distributor, LLC; Voya Investment Trust Co.; Voya Retirement Advisors, LLC; Voya Retirement Insurance and Annuity Company; and Voya Services Company.

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Personal Data Request

If you are a Voya customer, including any individual who holds an account with Voya or is a participant in an employer-sponsored retirement plan administered by Voya, you may exercise your individual rights with respect to your personal data by logging in to your account online or calling the phone number on your statements or other correspondence.

If you are not yet registered for web access, you may do so through your plan's website.

If you wish to exercise your rights with respect to your personal data and you are not a Voya customer,account holder, or plan participant, please submit a Personal Data Request.

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