403(b) Regulations

403(b) Regulations

403(b) Prepared

A 403(b) plan of a school district, university, hospital, or 501(c)(3) nonprofit organization comes with a unique set of challenges: navigating the Internal Revenue Code maze, trying to stay on top of legislative actions that might change the rules for your retirement plan, and trying to keep your plan on track to meet your employees’ needs.

Voya® can help! Voya (including its legacy companies) has been a leading 403(b) service provider to employers and to their employees since 1967. We understand the demands placed upon public schools and 501(c)(3) hospitals/not-for-profit organizations, and their overextended internal resources. Voya can keep 403(b) plan sponsors in the know about how to operate their 403(b) plan compliantly.

The following information is provided as guidance. It is not intended to be legal or tax advice.

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These materials are not intended to be used to avoid tax penalties, and were prepared to support the promotion or marketing of the matter addressed in this document. The taxpayer should seek advice from an independent tax advisor.

Insurance products, annuities and retirement plan funding are issued by Voya Retirement Insurance and Annuity Company. Securities are offered through Voya Financial Partners, LLC (Member SIPC), One Orange Way, Windsor, CT, 06095-4774. Annuities may also be issued by ReliaStar Life Insurance Company, Minneapolis, MN. Variable annuities issued by ReliaStar Life Insurance Company are distributed by Voya Financial Partners, LLC. Only Voya Retirement Insurance and Annuity Company is admitted and issues products in the state of New York. All companies are members of the Voya® family of companies. Securities may also be distributed through other broker-dealers with which Voya Financial Partners, LLC, has selling agreements. Insurance obligations are the sole responsibility of each issuing company. Products and services may not be available in all states. Products and services offered through the Voya® family of companies.