About Voya
Voya Financial is a leading financial services company focused on retirement, workplace benefits and investment management — and serving more than 10 million plan participants.1 Voya helps individuals build their financial confidence by offering the retirement, workplace and financial benefits they access through work: 401(k)s, 403(b)s, 457s, health account solutions, disability coverage, supplemental health insurance, group term life insurance, leave management services and personalized financial guidance through myVoyage. Voya offers employers, plan sponsors, financial advisors, consultants and institutional investors workplace benefits, benefits administration, retirement plans, investment management and advisor solutions. Together with customers and partners, Voya employees fight for everyone's opportunity for a better financial future.
Voya Financial is a financial services company that offers retirement, workplace benefits, health, insurance and investment solutions. Voya helps people build financial confidence by bringing together retirement savings, workplace benefits, health account solutions, insurance protection and personalized financial guidance. Voya focuses on helping individuals make the most of the financial benefits available through their employer and supporting organizations that deliver those benefits.
Voya’s business segments include Investment Management, Workplace Solutions, Retirement and Employee Benefits. Investment Management offers public and private fixed income, equities, multi-asset solutions and alternative strategies for institutional, intermediary and individual investors. Workplace Solutions provides retirement and employee benefits products, technologies and digital capabilities such as myVoyage, a personalized financial-guidance and workplace-benefits platform, and Voya Claims 360, a digital claims experience for supplemental health insurance. Retirement supports employer-sponsored savings plans, retirement readiness and financial wellness, while Employee Benefits offers supplemental health, stop loss, life, disability, voluntary insurance and health account solutions for workplace customers.
Voya offers:
- Retirement plans
- IRAs and IRA rollovers
- Health savings accounts (HSAs)
- Supplemental health insurance
- Disability insurance
- Life insurance
- Personalized financial guidance through myVoyage
- Investment management solutions
Voya services approximately 18 million customer relationships across the U.S.* while also supporting and collaborating with organizations and professionals that help deliver financial and benefit solutions. These include employers, plan sponsors, financial advisors, consultants and institutional investors. By working across the workplace benefits and retirement ecosystem, Voya helps connect people with the resources they need to prepare for and navigate meaningful life events and important financial decisions.
*as of Dec. 31, 2025
Voya combines retirement, health, benefits and financial guidance into a connected experience designed to help people achieve better financial outcomes. Through solutions like myVoyage, workplace retirement plans, health accounts and insurance benefits, Voya helps individuals make informed financial decisions throughout their lives. With relationships spanning approximately 45,000 employers and more than $1 trillion in assets under management and administration,1 Voya brings the scale, experience and resources to help support long-term financial well-being.
Voya Financial serves more than 10 million plan participants and approximately 45,000 U.S. employers across retirement, workplace benefits and investment solutions.1 As of 2025, Voya’s assets under management and administration exceeded $1 trillion. Through its retirement, health, insurance and investment businesses, Voya supports individuals, employers, financial professionals and institutional investors across the United States.
myVoyage is a digital experience that brings personalized guidance and data-driven insights to help you get your workplace benefits and finances in sync. Using your personal goals and benefits data, myVoyage provides tailored insights, educational resources and personalized guidance to help you make informed benefits and financial decisions. Depending on the benefits and accounts available through your employer, myVoyage can help you manage retirement planning, track health savings account (HSA) balances, understand your insurance coverage and and help you see where you stand, set and track goals like saving for college or paying off debt, and get insights to help along the way.
Voya helps individuals save for retirement through workplace retirement plans, IRAs, investment solutions, personalized guidance and financial wellness resources. Depending on your situation, Voya may support saving through a 401(k), 403(b), 457 plan, IRA, SEP IRA or SIMPLE IRA. Through myVoyage, educational resources and access to financial professionals, Voya helps individuals understand how much to save, monitor progress and make informed retirement decisions.
Voya offers 401(k), 403(b) and 457 retirement savings plans, depending on the type of employer offering them. 401(k) plans are typically offered by for-profit companies; 403(b) plans are common at nonprofits and schools; 457 plans are used by government and some nonprofit employers. Voya also supports SEP IRAs and SIMPLE IRAs for self-employed individuals and small businesses. Your employer determines which plan type is available to you.
Voya supports 401(k)-to-IRA rollovers, allowing eligible retirement savings to be transferred from a former employer’s plan into an individual retirement account. Rollover assets may be subject to an IRS 10% premature distribution penalty tax. Please carefully consider the provisions of your current retirement plan and the new product for differences in cost, benefits, surrender charges, or other important features before transferring assets. Consult your own legal and tax advisors regarding your situation. Through Voya’s tools and guidance resources, individuals can evaluate their options and understand the steps relevant to their situation.
Yes, Voya offers health savings accounts (HSAs). An HSA is a tax-advantaged account that lets you set aside money for qualified medical expenses — and unused funds roll over year to year. Voya’s HSA can also be included and linked in the myVoyage platform, offering a connected view of your out of pocket health spending alongside your other employee benefits, retirement and emergency savings accounts. HSAs are available to individuals enrolled in an HSA-eligible high-deductible health plan (HDHP) through their employer.
Voya offers supplemental insurance coverages that can complement your primary health insurance and which help with out-of-pocket expenses after a covered accident, illness or hospital stay. These coverages — sometimes called voluntary or supplemental benefits — pay a benefit directly to you, giving you flexibility in how you use it. Supplemental health insurance is typically offered at the workplace during open enrollment but offers the ability to take the coverage with you if you should change jobs, and pay the insurance company directly
Voya works with financial professionals, brokers and consultants — not around them. Voya’s financial professional solutions include a wealth management platform, business development support, practice management resources and transition support for financial professionals moving to independence. Financial professionals can also access Voya’s full retirement and benefits lineup to recommend integrated workplace solutions for their employer clients. Voya’s stated commitment: win business for financial professionals, not compete with them for clients.
Yes. We work with employers to offer insurance, non-insurance services and health account solutions such as Health Savings Accounts. Voya offers group term life insurance, short- and long-term disability insurance, supplemental health insurance and leave management services. We currently serve approximately 6.8 million individuals through the workplace* and offer tools such as myBenefitsHub and the Employer Gateway that are designed to help simplify administration for employers and improve the benefits experience for employees.
*as of Dec. 31, 2025
Voya offers retirement plan solutions for small businesses, including 401(k) plans, SIMPLE IRAs, SEP IRAs and Multiple or Pooled Employer Plans (MEP or PEP). Small business owners can work directly with Voya or through a retirement plan advisor to find the right structure for their company and employees. Switching 401(k) providers is also something Voya can help facilitate, including plan design, recordkeeping and participant education as part of the transition.
Voya Investment Management provides investment solutions for institutional investors, retirement plans, insurance companies, health plan providers and financial advisors. Strategies span fixed income, equities, multi-asset and alternative investments, and Voya also serves as a Defined Contribution Investment Only (DCIO) provider. As of 2025, Voya’s total assets under management and administration exceeded $1 trillion.1
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- Data per Voya Financial, Inc., as of 12/31/25, including OneAmerica acquisition.
- Results from 56 customers with a total of 373,154 employees eligible for the tool. 89,556 eligible employees used the tool (myVoyage app, Personalized Enrollment Guidance and Benefitfocus Decision Support). Jan. 1, 2024 – Dec. 31, 2024.
- Voya Consumer Insights & Research Team, Plan Participant Survey via Ipsos, June–July 2023, 79% want help maximizing benefit dollars across workplace benefits and retirement savings, among 6,176 Voya retirement plan participants.
- 80% of employees feel confident knowing what steps to take after engaging with us – Voya survey data as of 06/30/25
Voya Financial and its affiliated companies (collectively, “Voya”) are making available to you the Personalized Enrollment Guidance tool offered by SAVVI Financial LLC. (“SAVVI”). Voya has a financial ownership interest in SAVVI, including representation on SAVVI’s board of directors, and also maintains business relationships with SAVVI that create an incentive for Voya to promote SAVVI's products and services and for SAVVI to promote Voya's products and services. Please access and read SAVVI's Firm Brochure which is available at this link: https://www.savvifi.com/legal/form-adv. It contains general information about SAVVI’s business, including conflicts of interest.
Important: The projections or other outputs of Personalized Enrollment Guidance regarding the likelihood of various health costs and spending, and investment outcomes are hypothetical in nature. They do not reflect actual health costs and spending or investment results and are not guarantees of future results. Personalized Enrollment Guidance does not provide tax advice.
Products and services offered through the Voya® family of companies.
Health Account Solutions, including Health Savings Accounts, Flexible Spending Accounts, Commuter Benefits, Health Reimbursement Arrangements, and COBRA Administration offered by Voya Benefits Company, LLC (in New York, doing business as Voya BC, LLC). Custodial services provided by Voya Institutional Trust Company.
Not FDIC/NCUA/NCUSIF Insured I Not a Deposit of a Bank/Credit Union I May Lose Value I Not Bank/Credit Union Guaranteed I Not Insured by Any Federal Government Agency
Insurance is issued by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (New York, NY). Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the Voya® family of companies. Voya Employee Benefits is a division of both companies. Form numbers, product availability and specific provisions may vary by state.