Putting Your Employee Benefits to Work for Special Needs Planning
Align your employee benefits with your special needs financial plan, leveraging these simple strategies.
 
Add an HSA to a Special Needs Financial Plan
Learn how to use an HSA within your financial plan, especially if you’re a caregiver for a person with a disability.
 
How to Apply for Benefits: Get all that's Coming to You
Taking advantage of everything your employer has to offer.
 
Special Considerations for Beneficiary Designations (Download PDF)
Naming a loved one with special needs as a beneficiary could have an unintended impact on their eligibility for government benefits.
 
Understand a 401(k) Hardship Withdrawal
Use the 401(k) hardship withdrawal qualification process to explore the use of emergency funds.
 
Avoid 401(k) Hardship Withdrawal
Explore the 401(k) hardship withdrawal qualification process as one of several potential sources of emergency funds.
 
Alternatives to 401(k) Hardship Withdrawal
You need emergency funds - we've compiled a list of ways to get them.
 
Contact Us
Get in touch with Voya Cares® if you have questions about planning a financial future with special needs in mind.