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Voya Insights: Employer Blog

Discover thought leadership, insights, research and industry news for employers of all sizes. Find out how you can realize greater value by getting your workplace benefits and retirement savings in sync. 

Featured Insights

The Power Pairing: How HDHPs and HSAs can deliver value together

September 21, 2026
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Stop loss insurance claims in a changing market

September 16, 2026

Is a Pooled Employer Plan right for your organization?

Compare PEPs and standalone retirement plans
September 14, 2026
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The power of messaging in retirement income decisions

Research from Voya’s Behavioral Finance Institute for Innovation
August 18, 2026

What the end of the penny reveals about retirement savings

New research from Voya’s Behavioral Finance Institute for Innovation
May 14, 2026

Why critical illness insurance belongs in core benefits

April 28, 2026

How companies can maximize their executive benefits

Using COLI and NQDC plans to unlock potential tax-free wealth
July 09, 2026

Why HSAs belong in every benefits strategy

April 06, 2026
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Market & Industry highlights

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Retire through Ownership Act signed into law

Impacts Employee Stock Ownership Plans (ESOPs)
October 27, 2026
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Cybersecurity in the age of AI

A guide to evaluating your plan’s security
October 16, 2026

What is smishing? Steps to protect yourself and your employees

Smishing = phishing via text messaging
October 05, 2026
two men looking at laptop

6 cybersecurity risks facing businesses and organizations

Actionable strategies for employers to prepare for them
September 23, 2026
woman at computer looking thoughtful

Stop loss insurance claims in a changing market

September 16, 2026

Is a Pooled Employer Plan right for your organization?

Compare PEPs and standalone retirement plans
September 14, 2026
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Steps employers can take to prevent credential stuffing attacks

September 02, 2026
woman hiking

The power of messaging in retirement income decisions

Research from Voya’s Behavioral Finance Institute for Innovation
August 18, 2026

Countdown to SECURE, CARES and SECURE 2.0 plan amendment deadline

When should employers amend their plan documents?
August 10, 2026
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Contributions under an eligible 457(b) plan

July 24, 2026

Normal Retirement Age (NRA) and Age 70½

Significance for government 457(b) plans, and changes from SECURE & SECURE 2.0
July 22, 2026

Let’s stay together

How employer nonelective contributions to a 403(b) plan may retain employees
July 13, 2026

How companies can maximize their executive benefits

Using COLI and NQDC plans to unlock potential tax-free wealth
July 09, 2026
Three multi-generational colleagues meet in an office setting looking at paperwork together.

SECURE 2.0 updates the 457(b) de minimis distribution amount

June 16, 2026

How NQDC plans can benefit high earners and their employers

June 16, 2026
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Guidance on exceptions to 10% early distribution tax under 72(t)

IRS Notice 2024-55 provides guidance on emergency personal expense and domestic abuse victim distributions
June 12, 2026

Qualified long-term care distributions from retirement plans

IRS releases guidance of changes made by the SECURE 2.0 Act
June 11, 2026

Addressing mental health and chronic conditions together

May 27, 2026
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5 things about Virginia's new paid leave requirements

May 21, 2026
Smiling team professional employees working together on computer discussing online technology data solutions at work. Two young busy diverse coworkers business people using laptop at office meeting.

Open enrollment trends to watch

May 19, 2026

State of the States: Q2 2026

View our latest summary of leave requirements by state
May 19, 2026

What the end of the penny reveals about retirement savings

New research from Voya’s Behavioral Finance Institute for Innovation
May 14, 2026

Rethinking the HSA

May 14, 2026

Employer contributions to a gov’t 457(b) or gov’t 401(a) plan

Maximizing retirement savings for governmental plans
May 08, 2026

3 ideas in 3 minutes: Video insights from Voya Investment Mgmt

Small caps big spenders, cyber splurge, a chemical romance
May 05, 2026

IRS guidance for multiple SECURE 2.0 provisions

Key provisions of IRS Notice 2024-2
April 29, 2026

Why critical illness insurance belongs in core benefits

April 28, 2026

3 ideas in 3 minutes: Video insights from Voya Investment Mgmt

Pause on AI data‑centers in Maine, bipartisan housing reform and the market view on AI adopters
April 07, 2026

Why HSAs belong in every benefits strategy

April 06, 2026

Helping SECURE governmental 457(b) participants’ retirement savings

Streamline 457(b) plans and empower government employees to begin saving sooner
April 01, 2026

What deadlines apply to 403(b) plans?

Written by Linda Segal Blinn
March 26, 2026
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5 common approaches to offering retirement income in your plan

March 25, 2026
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When to amend a 457(b) governmental plan

Written by Linda Segal Blinn
March 23, 2026

Iran-driven considerations for fixed income markets

What rising geopolitical tensions may mean for fixed income investors
March 06, 2026

How SDBAs can help empower financially savvy employees

Discover how Voya Flex Self-Directed Brokerage Accounts give employees expanded control over retirement investments
March 02, 2026

Tax reporting for Nonqualified Deferred Compensation (NQDC) plans

A guide for deferred compensation arrangements
March 02, 2026

Voya Views: Iran’s market impact

Putting recent geopolitical events into a broader market context
March 02, 2026

Age 50+ Roth catch-up and increased catch-up contributions

IRS final regulations issued on Sept. 16, 2025, clarifies SECURE 2.0 provisions
February 18, 2026

Enhancing employee financial wellness

New HSA cash account flexibility
February 13, 2026

Is your organization ready for today’s Leave landscape?

The hidden costs of inefficient Leave management systems and how to assess where you stand
February 12, 2026

Top 5 employee benefits driving talent acquisition and retention

New Voya research and steps for employers in 2026
January 23, 2026

Stop Loss Edge: Self-funding and rewards in one innovative program

January 22, 2026

Get to know Lifetime Life Insurance

Financial wellness solution offers two layers of protection
January 20, 2026
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Clues a Form W-2 provides about a 403(b) Plan

Written by Linda Segal Blinn
January 12, 2026
Man in his 40s texting on smartphone, sitting on edge of desk and looking away, contemplation, entrepreneur, small business owner, casual businessman

Help pre-retirees cross the retirement finish line

How the next generation of auto plan features can help individuals save, invest and draw down retirement plan assets
January 09, 2026
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Key insights from new research on employer decision-makers

Shaping the future of workplace benefits
January 05, 2026
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Adding it up: An IRS reminder about 403(b) contribution limits

Written by Linda Segal Blinn
January 02, 2026
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Is a special pay plan contribution right for your school district?

Written by Linda Segal Blinn
January 02, 2026
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Mythbusters: Dispelling common HSA myths

Infographic
December 17, 2025

Preparing employers for the Age 60–63 Catch-up Contribution

What to know about this optional feature
December 17, 2025
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IRS raises Health Savings Account (HSA) limits for 2026

November 17, 2025
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2026 Cost of Living Adjustments (COLA) and Retirement Plan Limits

November 13, 2025
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Demystifying NQDC plans: Best practices and trends

Video
October 25, 2025
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The pros and cons of nonqualified deferred compensation

4 min read
October 22, 2025

Stop Loss Insurance paid claims analysis 2025

October 13, 2025
Diverse coworkers are gathered around a modern office table and attentively listening to their manager's pitch.

403(b) plan participants: Getting “noticed”

Written by Linda Segal Blinn
October 09, 2025

7 tips for effective HSA program design

HSA Day is Oct. 15 — explore ways to amplify the power of your HSA program
October 08, 2025

How can plan sponsors help prevent business email compromise (BEC)

5 tips for employers
October 01, 2025

What markets really say about government shutdowns

Budget impasses can disrupt certain gov’t services, but they’ve historically had little lasting impact on stock prices
September 29, 2025
Two female colleagues laughing in conversation while discussing a business document

403(b) plan sponsor checklist: Written plan vs plan document

Written by Linda Segal Blinn
September 25, 2025

Bilingual retirement: Addressing the gaps for Hispanic employees

National Hispanic Heritage Month Sept. 15 – Oct. 15
September 25, 2025

5 ways HSAs can help employees

Plus what employers need to know
September 15, 2025

Beneficiary basics: Helping employees understand their choices

September is Life Insurance Awareness Month
September 12, 2025

Recent employee trends in health plan and supplemental benefits

What employers should know
September 08, 2025

How visual imagery transforms benefits decision-making

New research from the Voya Behavioral Finance Institute for Innovation
August 25, 2025
A couple with their young daughter browse glasses frame options at an optical shop.

Contribution tools have the potential to help boost HSA balances

Matching contributions and default elections can be a win-win
August 18, 2025

New executive order

Promotes asset allocation funds with alternative assets for Defined Contribution plans subject to ERISA
August 13, 2025
Black woman dressed in formal attire discusses economics with male coworker.

4 tips for creating highly effective NQDC plans

August 11, 2025

The Filing Relief for Natural Disasters Act

New law extends federal plan deadlines to certain state-declared disasters
July 31, 2025

Is it time to replace your SIMPLE IRA Plan or SEP with a 401(k)?

New opportunities and flexibility with SECURE 2.0
July 09, 2025
A male financial professional working with a female client

Employees not feeling as prepared for retirement as employers think

Research: Survey of the Retirement Landscape from Voya Investment Management
June 25, 2025
Close-up of four HR professionals standing together in an office and looking at a laptop screen.

What are APIs and how can they help?

Simplify your employee benefits plan administration
June 12, 2025

The Retirement Tier: Help participants meet retirement income needs

Decoding the decumulation phase
June 06, 2025

Employers and ABLE accounts

How to help employees with disabilities save more
May 22, 2025
A woman at her work desk meditating

Why employers should invest in their employees’ mental health

Actions for Mental Health Awareness Month – May 2025
May 07, 2025

5 ways nonqualified retirement plans can improve competitiveness

Learn how employers can recruit, retain and reward top employees with NQDC plans
March 27, 2025

Social Security Admin. begins adjusted payments

Social Security Fairness Act: Updated news and information for employers
March 04, 2025

4 ways to keep and attract an aging workforce

How can employers meet the needs of older workers?
March 03, 2025
A male addresses a group of fellow colleagues during a meeting in a workplace conference room

The undervalued benefit of HSA programs

Employers and employees both benefit from FICA savings opportunity
February 13, 2025

3 ways employers can leverage tech to boost benefits engagement

Written by Sarah Thacker
February 04, 2025

HSA asset transfers

Tips to ensure a smooth process for your employees
January 28, 2025

Upgraded myBenefitsHub simplifies the absence claims process

January 27, 2025

8 in 10: More likely to choose employer with supplemental benefits

Voya research reveals employee attitudes, decision-making behaviors
January 02, 2025

Governmental employer 457 plan in-service withdrawals

Should you amend your plan to permit at age 59½?
October 22, 2024

HSAs at the midpoint of 2024

Key takeaways from Devenir’s semi-annual survey
October 21, 2024

5 actions to help optimize your HSA program design

Annual HSA Day: October 15
October 15, 2024

What’s on employees’ minds this annual enrollment season?

7 in 10 worry their employee benefits will cost more
October 01, 2024

4 HSA funding strategies to help boost employee saving

September 18, 2024

Voluntary Benefits 101

How they can benefit both employers and a multi-generational workforce
September 09, 2024

IRS issues final regs on RMDs and proposed regs on SECURE 2.0 RMDs

Clarity on Required Minimum Distributions (RMDs)
August 13, 2024

3 ways child care benefits can help employers and employees

July 31, 2024

The 2024 State of Employee Benefits

New report reveals simplifying and optimizing benefits critical for employers
July 22, 2024

Customer results show myVoyage is helping improve employee outcomes

June 17, 2024
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New Eligibility Fast Pass process

Enables speedier Stop Loss claims reimbursements
June 10, 2024
Books piled up with a stethoscope and a block with the letters HSA

What younger generations potentially miss with HSAs

Written by Matt Farrar
May 20, 2024
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IRS raises HSA limits in 2025

May 13, 2024
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Health FSAs: 5 factors to consider

Designing a program that works for employers and employees
February 28, 2024

What’s a Post-Deductible HRA?

Plus, why integrate HRA plan design with your HSA program
January 31, 2024
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2026 Stop loss insurance paid claims analysis