Reducing Savings Gaps

Reducing Savings Gaps Through Pennies Versus Percent Framing

Compliance Code
CN2186001_0524
Retirement Employers Financial Professionals
Disclosures & Footnotes

1 This assumes that auto-features are set up with characteristics properly informed by behavioral economics research, such as using appropriate, default initial deferral rates and annual escalator rates (e.g., not set too low). Beshears, John, et al. "How Do Consumers Respond When Default Options Push the Envelope?" SSRN 3050562 (2017).

Dr. Benartzi is a paid consultant to Voya Services Company, a wholly-owned subsidiary of Voya Financial.  

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Maryann Foster
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Reducing Savings Gaps Through Pennies Versus Percent Framing
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