IRA Product Options+

IRA Product Options

We want to make choosing an IRA simple - just as simple as it is to save with one. Use the chart below for a side-by-side comparison of Voya's IRAs to help you decide which is right for you.

Or, chose other options to compare.

Brokerage IRA

Best if you want to manage your own investments from the widest range of options.

Features
  • Over 20,000 no-load and load mutual funds, stocks, bonds, ETFs, treasuries, brokerage CDs and more.
Minimum Initial Investment

$5,000
or
$100 deposit monthly

Advisor

Available when you need us.

Fees
  • $14.95 online trade
  • $44.95 assisted
  • $19.95 limit order

Express Mutual Fund IRA

Best if you prefer a more guided method of choosing the mutual funds for your portfolio.

Features
  • Over 80 well-known funds from Fidelity, Franklin Templeton, J.P. Morgan, Blackrock, Voya Investment Management and others
  • Auto-rebalancing for your portfolio
Minimum Initial Investment

$5,000
or
$100 deposit monthly

Advisor

Available when you need us.

Fees

$10.00 quarterly maintenance fee waived if over $25,000.

Managed Portfolio

Best if you want to have a professional take the lead.

Features
  • Globally diversified managed portfolio matched to your goals and risk tolerance.
  • Highly skilled professionals to build your portfolio with a pre-defined strategy.
Minimum Initial Investment

Starting at $10,000

Advisor

Advisor Dedicated.

Fees

Annual percentage that varies by solution.*

*We offer multiple managed portfolio options to address your needs with expenses ranging from 0.95 - 2%.  Please consult a Voya financial advisor for details.

Traditional IRA vs Roth IRA+

Traditional IRA vs Roth IRA

There are two primary types of IRAs (Traditional and IRA), both with tax advantages to help you save for retirment.  Do you want a tax break now or later?  Your answer will help you choose between a Traditional IRA and Roth IRA.

Need more details to help you decide?

Consider a Rollover IRA+

Consider a Rollover IRA

Chances are you likely have an old 401k or 403b from a previous job that you're not quite sure what to do with. A Rollover IRA is simply a Traditional or Roth IRA that can be used to transfer money from a former employer's retirement plan into an IRA.

IRAs for Businesses+

IRAs for Businesses

Whether you're self employed or a small business owner, Voya has retirement savings plans to fit your need.

SEP IRA

Great if you're a small business owner looking for an easy-to-do-retirement plan offering simple, yet valuable, savings for your employees.

SIMPLE IRA

Great if you're a small business owner with up to 100 employees looking for an inexpensive plan with contribution flexibility for your employees.
Why Choose Voya?+

Why Choose Voya?

When you choose Voya, you're choosing to invest with people who care. We believe that everyone deserves  a secure  financial future, and with our expert guidance, holistic offerings and investment Integrity, we can help make that possible. We want  to help you think  differently about retirement — more optimistically about tomorrow You may see yourself traveling, volunteering or simply spoiling your grandkids. Whatever your plans — we're in your corner.

We've put more  than 13 million people on the path toward retirement readiness, and no matter what your  goals may be, our goal remains the same. To help you retire better.

This material is provided for general and educational purposes only; it is not intended to provide legal, tax or investment advice.  All investments are subject to risk.  We recommend that you consult an independent legal or financial advisor for specific advice about your individual situation.

The tax information herein is not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding tax penalties. Taxpayers should seek advice based on their own particular circumstances from an independent tax advisor.

Retirement consultants offer securities and investment advisory services through Voya Financial Advisors, Inc., member SIPC. 

Neither Voya nor its affiliated companies provide tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation.