Do you want to participate in the increase of the market but can’t afford the risk of loss? A Fixed Index Annuity can provide you growth potential that is linked, in part, to participation in an increase of an index or benchmark, while also providing a floor to help protect you from loss.  

Key Features

  • Tax deferred growth—you don’t pay income tax until you take a withdrawal1
  • Interest linked, in part, to growth in an index or benchmark 
  • Your annuity has a floor that can protect you from loss 
  • Contract usually has a minimum guaranteed interest2
  • Options to turn your contract into a stream of income payments 


Annuities  are issued by Voya Insurance and Annuity Company (Des Moines, IA), member of the Voya® family of companies.    

1Withdrawals may be subject to Federal/State income tax and, if taken prior to age 59½, an additional 10% Federal penalty tax. IRAs and other qualified plans already provide tax-deferral like that provided by an annuity. Additional features and benefits, such as contract guarantees, death benefits and the ability to receive a lifetime income are contained within the annuity for a cost. Please be sure the features and costs of the annuity are right for you when considering the purchase of the annuity

2All guarantees are based on the financial strength and claims paying ability of  Voya Insurance and Annuity Company, who is solely responsible for all obligations under its polices.