Steps to set and achieve your other financial goals

Ask yourself “What do I want to achieve?” By setting goals, it can be easier to stay on track with good financial habits rather than wasting money on things you don’t need. Be sure to consider both short-term and long-term goals.

Determine how much to save. Create a budget to organize your finances and understand how much you can put aside towards your goals.

Set a timeline. Look at each of your goals and set a timeframe for when you’ll be able to reach it. This can help keep you on track to reach them.

Automate your savings. Open a separate account from your day-to-day account to help make sure you use the money for your goal. Set automatic transfers or direct deposit to make saving even easier.

Look for more ways to save. If you receive a tax refund or promotion, save a portion of that to help you get to your goals faster. Also find ways to trim spending and put that money towards your goals.