Long Term Disability Income Insurance

Long Term Disability Income Insurance

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If employees become disabled or are unable to work for six months or longer, Long Term Disability (LTD) Income Insurance can help replace some of their lost income.

With LTD Insurance offered by Voya Employee Benefits, you can:

Choose from flexible funding options.

Voya’s flexible options for employers include a choice of income replacement amounts, elimination periods and pre-existing condition limitations.

Create the solution that meets your needs.

Customize details like cost of living adjustment, flexible definition of disability and progressive disease.

Experience highly supportive claims service.

With a focus on personalized support, employees enjoy a streamlined claims experience, while employers can see reduced administrative concerns through our comprehensive claim management services.

Take advantage of optional non-insurance services.

Voya professionals offer education on the disability management process and direct employees to programs such as retraining and educational services, modifications to workplace in anticipation of return to work and Social Security Disability Income filing assistance.

Ready to learn more? Talk to a Voya Employee Benefits Sales Representative to start designing your plan today.

Insurance products are issued by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Woodbury, NY). Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the Voya® family of companies. Voya Employee Benefits is a division of both companies. Product availability and specific provisions may vary by state and employer’s plan.