Health Savings and Spending Accounts

Living today, planning tomorrow

Take advantage of opportunities to save more for the things that are important to you — today and into the future. From health-related expenses to dependent care and even your commute, Voya’s suite of Health Savings and Spending Accounts help you stretch your dollars further with tax-advantaged and easy-to-use, accessible accounts.

What are the benefits?

Health Savings & Spending Accounts can help you achieve your overall financial goals. These tax-advantaged accounts can help you navigate rising health insurance costs and medical expenses, while make the benefits you already have more dynamic.

Features of these accounts include: Tax-free saving and spending on eligible expenses, direct deposit and debit card access, online account management, and a convenient mobile app.

How do I get it?

Whether you have a Health Flexible Spending Account (Health FSA) or a Health Savings Account (HSA), you can benefit from the savings opportunities to support your healthcare costs. If your employer offers Health Savings and Spending Accounts through Voya, we’ll integrate these accounts into a secure site where you can manage everything in one place.

Talk to your employer to learn more about whether your company offers these benefits.

Types of Accounts

Health Savings and Spending Accounts, including Health Savings Accounts, Flexible Spending Accounts, Commuter Benefits, Health Reimbursement Arrangements, and COBRA Administration offered by Voya Benefits Company, LLC (in New York, doing business as Voya BC, LLC). Administration services provided by WEX Health, Inc., and Benefit Strategies, LLC.

This highlights some of the benefits of these accounts. If there is a discrepancy between this material and the plan documents, the plan documents will govern. WEX Health, Inc. reserves the right to amend or modify the services at any time.

The amount saved in taxes will vary depending on the amount set aside in the account, annual earnings, whether or not Social Security taxes are paid, the number of exemptions and deductions claimed, tax bracket and state and local tax regulations. Check with a tax advisor for information on whether your participation will affect tax savings. None of the information provided should be considered tax or legal advice.

Investments are not FDIC Insured, are not guaranteed by Voya Benefits Company, LLC (in New York, doing business as Voya BC, LLC), and may lose value. All investing involves risks of fluctuating prices and the uncertainties of return and yield inherent in investing. All security transactions involve substantial risk of loss.