# Voya Financial
> Voya Financial, Inc., is a U.S.-based financial services company providing retirement solutions, employee benefits and investment management services to individuals, employers and institutional clients.
    
## Core Business Areas
- [Retirement Solutions](https://www.voya.com/page/workplace-and-investment-solutions): Employer-sponsored retirement plans, participant services, and retirement readiness guidance.
- [Employee Benefits](https://www.voya.com/employers/overview/for-employers): Supplemental health, life, disability, and workplace benefit solutions.
- [Investment Management](https://www.voya.com/page/voya-investment-management-institutional-investors): Institutional asset management across equities, fixed income, and multi-asset strategies.
    
## Key User Experiences
- [Individuals & Families](https://www.voya.com/individuals/overview): Financial planning, retirement savings, and personal financial guidance.
- [Employers](https://www.voya.com/employers/overview/for-employers): Workplace benefits, retirement plan administration, and employee engagement tools.
- [Financial Professionals](https://www.voya.com/financial-professionals/overview/for-financial-professionals): Advisory tools, investment solutions, and client resources.
    
## Digital Platforms & Tools
- [myVoyage Platform](https://www.voya.com/myvoyage): Personalized financial guidance and connected workplace benefits experience.
- [Claims & Account Services](https://claimscenter.voya.com): Claims processing and account access for benefits and insurance.
    
## About & Credibility
-[Our Company](https://www.voya.com/about-us/our-company): Corporate overview, business segments and leadership.
-[Newsroom](https://www.voya.com/about-us/newsroom): Press releases, announcements, and corporate updates.
-[Investor Relations](https://investors.voya.com): Financial reports, earnings, and shareholder information.
    
## Educational & Resource Content
- [Insights & Resources](https://www.voya.com/voya-insights): Articles, financial education, and thought leadership.
- [Retirement Planning Resources](https://www.voya.com/individuals/calculators): Tools and guidance for retirement readiness.
    
## Policies & Governance
-[Privacy Policy](https://www.voya.com/privacy-notice): Data handling and privacy practices.
-[Terms of Use](https://www.voya.com/terms-use): Website and service usage conditions.