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ReliaStar Life Insurance Company (“ReliaStar”) administers and is solely responsible for the life insurance policies and annuity contracts that it issues, and it also provides administrative services in relation to certain life insurance policies issued by Venerable Insurance and Annuity Company (“Venerable”). ReliaStar and Venerable are not otherwise affiliated. All contractual obligations under each life insurance policy or annuity contract remain the sole responsibility of the issuing insurance company.