Helping financial professionals with special needs planning

One out of every four people in the U.S. (approximately 66 million people) live with a disability,¹ while one out of every five workers assist with caregiving.² Even so, people with disabilities and their caregivers are often overlooked.

Our central mission is to help all Americans retire better — one person, one family, one institution at a time. And providing solutions and services to the special needs community and their caregivers is a natural extension of our goal. In the process of doing so, we’re looking to help advisors make a difference in the lives of millions living with special needs and disabilities as well as their caregivers.

How does Voya Cares help financial professionals navigate the journey?

The toolkit below will help you, the financial professional, address the unique needs of the special needs community and become even more valuable to your clients.

Each of these pieces are designed for you to use with your clients in the planning process, or for prospects as a handout to start the conversation.

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  Planning checklist

  Confidently checking all of the boxes means individuals with special needs and caregivers can plan for a better future.

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  Closing the gap in retirement income (Download PDF)

  Caregivers and individuals with special needs will often require more income replacement in retirement.

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  Beneficiary planning case study (Download PDF)

  Naming loved ones with special needs or disabilities as beneficiaries could have an unintended impact on their eligibility for government benefits.

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  Government benefits guide (Download PDF)

  An easy-to-follow roadmap to government benefits for special needs planning and how to incorporate those benefits into an overall strategy.

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  Special needs trusts (Download PDF)

  A special needs trust can supplement government benefits and provide for a better quality of life for your loved one with special needs.

Voya Cares helps employers create an inclusive work culture and a more efficient workforce through solutions, educational resources and thought leadership. We’ll help you become more valuable to your employees.