A while back, retirement was a simple thing. You worked, your company gave you a gold watch, and you retired. Not anymore. With the decline of company pensions, longer life expectancies and the inevitable rise of inflation, it’s now crucial to budget and save to help you to live comfortably in retirement.  

This material is provided for general and educational purposes only; it is not intended to provide legal, tax or investment advice. All investments are subject to risk. We recommend that you consult an independent legal advisor or financial professional for specific advice about your individual situation.

The tax information herein is not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding tax penalties. Taxpayers should seek advice based on their own particular circumstances from an independent tax advisor. 

Securities offered through Voya Financial Advisors, Inc., member SIPC.

Neither Voya nor its affiliated companies or representatives provide tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation.