Now that you’re in your 40s, you’ve found your groove. You know what works for you, and how to make the most of it. Can you say the same for your retirement finances? Sure, retirement isn’t exactly around the corner, but it’s not that far off either. The decisions you make now could have a huge impact on how you live later on.

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Step 1: Start thinking about retirement income.

Use myOrangeMoney interactive educational experience to find out.

Step 2: Protecting your family and finances.

Life Insurance is a versatile financial asset that can help you protect your family and your retirement assets.  Find out how to put its flexibility and versatility to work for you, your family - and your retirement.

Step 3: Savings for other family expenses.

If you have kids, you know they grow up fast.  Don't wait to start saving for college - use our College Savings Calculator to help determine how much you may need to save to fund the kind of education your children  need to suceed.

Step 4: Get some help with your finances.

As you move into your middle years, life - and finances - can get complicated.  A Voya Financial Advisor can help you plan and make adjustments to keep your financial plans on track.

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This material is provided for general and educational purposes only; it is not intended to provide legal, tax or investment advice.  All investments are subject to risk.  We recommend that you consult an independent legal or financial advisor for specific advice about your individual situation.The information herein is not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding tax penalties. Taxpayers should seek advice based on their own particular circumstances from an independent tax advisor.Products and services offered through the Voya® family of companies.Neither Voya nor its affiliated companies provide tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation.