Term life insurance covers you for a specific period of time, while offering you the most amount of coverage for the least amount of money. Your family gets financial protection in the event of the chief breadwinner’s untimely passing.   

Key Features

  • Provides a death benefit to help replace income if breadwinner dies 
  • Money (the death benefit) is income tax free1
  • Premiums and coverage stay the same for the length of the term 
  • Allows younger people and families security at an affordable cost 
  • Can be converted into a cash value policy should your needs change 


Additional Resources

Term life insurance products are issued by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Woodbury, NY). Within the state of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. All are members of the Voya™ family of companies. 

1Proceeds from an insurance policy are generally income tax free and if properly structured, may also be free from estate tax.